The HUB: Create successful partnerships with eToro

At eToro, innovation is constant, and we keep introducing product updates designed to provide more flexibility for users across crypto, stocks, and tax-efficient investing. Please see the key details below to help you update your campaigns and communications.

Tori: The New AI Companion

eToro has officially relaunched Tori, upgrading it from a basic companion into a proactive, continuous investing layer. It brings institutional-grade quantitative capabilities to retail traders by learning user habits and providing advanced automation.

Real-Time Sentiment (Grok 4.2): Powered by an advanced integration with X (formerly Twitter), Tori analyzes real-time social sentiment and global breaking news directly within your natural conversation.
Agent Portfolios: Users can now build dedicated sub-portfolios where Tori executes AI-driven trading strategies autonomously, operating strictly within user-defined risk parameters.
Smart Context & Dashboards: Tori features persistent memory, remembering your trading habits and past conversations over time to deliver a highly personalized dashboard and platform experience.

Expanded Crypto & Wallet Integration

The eToro Money app has been fully integrated into the eToro platform (local currency account management + crypto wallet). The standalone app was sunset in early February 2026. Users can now manage their digital assets directly within the main eToro environment on the wallet tab.

1. Crypto to Portfolio

Users who’ve made a deposit to eToro can now transfer crypto assets from their wallet directly into their trading portfolio.

Functionality: If a user transfers 1 BTC from the wallet to their portfolio, it automatically opens an equivalent Bitcoin position on the trading platform. This bridges the gap between cold/hot storage and active trading (crypto assets availability changes between countries) .

2. Crypto to Fiat

Users can sell crypto directly for Fiat currency.

Supported Currencies: Convert crypto into GBP, EUR, AUD, or USD (USD is available in specific countries).

Requirements: This service requires a local currency account (GBP/EUR/AUD) the account can be opened for verified users via the deposit flow (via bank transfer) or the wallet tab. see local currency availability here .

3. Crypto Spreads & Transparency

eToro has transitioned to a more transparent pricing model. The 1% commission is now displayed as a separate line item when opening and closing trades, ensuring users see the market price and the fee clearly.

Crypto Staking: Eligible users can grow their crypto holdings by staking supported assets. Supported coins include ETH, SOL, ADA, DOT, ATOM, TRX, NEAR, SUI, and POL (the migration from MATIC is now fully complete). (Note: Staking is not available in Germany or the US, and EU residents must manually opt-in via account settings due to MiCA regulations).

4. Promotion: 1% StockBack (Ended): Users who deposited crypto are eligible to earn 1% back in stocks. See wallet and local currency availability per country here

Money Management Tools

1. Interest on Balance (3.55%) European traders can earn up to 3.55% interest on their uninvested cash balances.

2. Important Promotion Rule: This feature cannot be promoted as a standalone benefit. It must always be mentioned alongside other eToro products and services.

3. Required Disclosure: “Eligibility and Terms & Conditions apply.”

Stock Lending Active investors can now opt-in to lend their shares to earn extra income. Users retain ownership of the shares while participating in the revenue generated from lending them to other institutions.

Regional Compliance & Global Facts

UK Exclusive: Stocks & Shares ISAs

For UK residents, eToro (powered by Moneyfarm) now offers three distinct tax-efficient options to suit different investor needs:

1. Cash ISA: Earn a variable rate (currently up to 4.81% AER inclusive of boosts for the first 12 months) on tax-free savings.

*Risk warning: “Variable rate correct as of 16/04/26. eToro account required. Your capital is at risk. ISA powered by Moneyfarm. ISA rules & promo Terms apply.”

2. DIY Stocks & Shares ISA: For investors who want full control, allowing them to pick their own stocks and ETFs from over 1,000+ assets.

*Risk warnings: “The value of your investments may go up or down. Your capital is at risk. ISA powered by Moneyfarm. ISA rules apply. UK residents only.”

3. Managed ISA: A “hands-off” option where Moneyfarm experts build and manage a diversified portfolio based on the user’s risk profile.

*Risk warnings: “The value of your investments may go up or down. Your capital is at risk. ISA powered by Moneyfarm. ISA rules apply. UK residents only.”

*Risk warning if discussing Cash ISA and other ISA in the same item: “Variable rate correct as of 16/04/26. ISA powered by Moneyfarm. The value of your investments may go up or down. Your capital is at risk. ISA rules apply. UK residents only. The Cash ISA interest rate is variable and linked to the secure and protected Qualifying Money Market Fund (QMMF) your money is held in.”

Crypto Promotion in Germany and Austria
The promotion is a Crypto Fee Discount offering a 0% fee on opening manual real crypto positions.

Clients from Germany and Austria enjoy a discount: 0% fee on opening manual real crypto trades.

Eligibility: The 0% opening fee applies when the customer is eligible to trade real crypto and their crypto assets have been migrated back to eToro.

Exclusions/Conditions:

Closing a real crypto position will continue to incur a 1% fee.
Copy positions and all crypto CFD positions are excluded and will continue to incur a 1% fee.

Singapore and UAE Regulations

1, UAE (ADGM): Regulated by FSRA. Note: Promoting cryptocurrencies is not allowed in the UAE.

2. Singapore (MAS): Licensed under CMSL. Note: Promoting crypto, copy trading, and Smart Portfolios is not allowed in Singapore.

New Language

eToro now available in Greek

Basic Facts for Reference:

Total Users: 40 Million+ | Total Assets: 10,000+

Leverage (ESMA): 30:1 Majors, 20:1 Minors/Gold, 5:1 Equities, 2:1 Crypto.

Min Deposit: $50 (varies by country) | Withdrawal Fee: $5 (Min withdrawal $30).

New Language: Now available in Greek.Number of users: 40+ million

Available languages: 21

Broker regulated by the following agencies: FCA (UK), ASIC (Australia), CySEC (Cyprus), GFSC (Gibraltar), ADGM (UAE), MAS (Singapore)

Leverage limitations for ESMA clients:

30:1 for major currency pairs (such as EUR/USD)

20:1 for non-major currency pairs (such as EUR/NZD), gold and major indices

10:1 for commodities with the exception of gold and non-major equity indices

5:1 for individual equities and other reference values

2:1 for cryptocurrency

Be aware of the risks associated with leverage; it can multiply both profits and losses.

Leverage limitations for ASIC clients:

Up to 20:1 for certain instruments